<p><a href="https://fantasytrivia.com/privacy">Privacy Policy</a>&nbsp;|&nbsp;<a href="https://fantasytrivia.com/legal-disclaimer">Legal Disclaimer</a></p>

<p>These Terms were last updated October 9, 2024 at 7:31pm CST</p>

<p>Mobile End-User License Agreement and Website/Online License Agreement<br />
<br />
Mobile App and Website End User Terms<br />
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BY CHECKING THE TERMS CHECKBOX OR CLICKING&nbsp;THE &ldquo;ACCEPT&rdquo; BUTTON OR DOWNLOADING OR USING THE FANTASY TRIVIA&nbsp;MOBILE APPLICATION&nbsp;AND/OR USING FANTASYTRIVIA.COM THE ONLINE WEBSITE YOU ARE ENTERING INTO AND AGREEING TO BE BOUND BY THESE MOBILE APP END USER TERMS, IN ADDITION TO THE PRIVACY POLICY, AND ANY OTHER TERMS THAT MAY APPLY.&nbsp;</p>

<p><strong>YOU AGREE THAT ALL DISPUTES WILL BE RESOLVED SOLELY BY BINDING ARBITRATION AND PARTICIPANTS WAIVE THE ABILITY TO BRING CLAIMS IN A CLASS ACTION FORMAT. IN ADDITION, YOU ALSO AGREE THAT IF YOU INITIATE A DISPUTE, WHICH IS FOUND BY INDEPENDENT ARBITRATION TO BE IN THE FAVOR OF FANTASY TRIVIA THAT YOU ARE RESPONSIBLE FOR ANY LEGAL COSTS FANTASY TRIVIA HAS INCURRED AS A RESULT OF SUCH PURSUIT OF YOUR DISPUTE.</strong></p>

<p><b>FANTASY TRIVIA ENTERTAINMENT + UPTIME/DOWNTIME DISCLAIMER</b></p>

<p>Fantasy Trivia is regarded as an entertainment service and virtual, skill-based contest and tournament platform. Some &quot;correct&quot; answers provided and determined by posters (ie. members) or Fantasy Trivia may not be the Answer Option/Choice you expect. IF a Trivia Question is deemed by Fantasy Trivia to not have a definitive, provable, determinable answer then Fantasy Trivia will respect the choice of correct Answer made by the poster. However, if an overwhelming amount of general public knowledge in the public domain exists that validates another Answer Option as the correct or &quot;more&quot; correct Answer then Fantasy Trivia may find in favor of the user/player who chose and submitted that Answer option the fastest.</p>

<p>Fantasy Trivia is currently in BETA so you may experience errors, glitches and unforseen problems. You agree to not hold Fantasy Trivia liable for any damages or lost money or time. We reserve the right to and may opt to fix or repair certain features during or even after a Trivia Challenge has been held or concluded. In addition, FantasyTrivia also reserves the right to reconcile and review the records, time, logs and various information in our systems to determine the validity of which members have logged a correct answer in the fastest time, thereby verifying and validating the accuracy of the winning answer and member.&nbsp;</p>

<p>You agree as the Poster/Creator of a Trivia Question Challenge or as a Player/Participant that if any such dispute arises Fantasy Trivia does not guarantee timely review of such dispute and quick resolution. We reserve the right to pause the payout of winnings until such dispute is resolved and agreed to by all parties involved.</p>

<p>PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY AS THEY APPLY TO YOUR USE OF THE WEBSITE AND THE SERVICES PROVIDED THROUGH THE WEBSITE.&nbsp;</p>

<p>These terms and conditions of use (the &ldquo;Terms and Conditions of Use&rdquo; or &ldquo;Terms and Conditions&rdquo;) set forth the basic terms and conditions between you&nbsp;and Fantasy Trivia, LLC, its successors, parents, subsidiaries, affiliates and related companies or other companies under common control that we may have now, or in the future operate (the &ldquo;Company,&rdquo; &ldquo;we,&rdquo; &ldquo;our,&rdquo; or &ldquo;us&rdquo;, &quot;FantasyTrivia&quot;, &quot;Fantasy Trivia&quot;, &quot;FantasyTrivia.com&quot;, &quot;PlayFT&quot;).&nbsp; The singular term &ldquo;Website&rdquo; includes all websites and all devices or applications that collect personal information from you that we may have now, or in the future operate, that link to these Terms and Conditions, web pages within each such website, device or application, any equivalent, mirror, replacement, substitute, or backup website, device or application, and web pages that are associated with each such website, device, or application. Such websites may include, but not be limited to fantasytrivia.com.&nbsp;By accessing, using, or submitting to the Website, you agree to be bound by these Terms and Conditions.&nbsp; You agree that the Company may make this and future agreements with you by electronic means and that such agreements have the same legal effect as agreements entered into on paper and are authentic and valid.</p>

<p>Material from the Website is protected by copyright and may not be copied, reproduced, distributed, republished, uploaded, posted, or transmitted in any way without the prior written consent of the copyright owner.</p>

<p>You may access and use the Website and the services available on the Website only if you are at least the minimum legal purchase age for alcoholic beverages in the jurisdiction in which you are located.&nbsp; Your right to use the Website is void where prohibited by applicable law and such right to access the Website is revoked in such jurisdictions.</p>

<p>All trademarks on the Website are property of the Company unless otherwise indicated.</p>

<p>Material on the Website is provided for lawful purposes only.&nbsp;</p>

<p><br />
<strong>1. License Grant</strong><br />
<br />
1.1 Fantasy Trivia grants you a revocable, non-exclusive, non-transferrable, limited right to install and use the App on a mobile telephone or other device controlled by you (each a &ldquo;Mobile Device&rdquo;), and to access and use the Services on such Mobile Device strictly in accordance with the Fantasy Trivia General Terms of Service for the purposes Fantasy Trivia&nbsp; makes such Services available.</p>

<p>1.2 Abuse and/or Conduct - You agree to be solely liable for any content you post and are prohibited from posting anything that is racist, threatening derogatory, profane or harmful to other users. Offensive content will only be accepted at the discretion of the community and Fantasy Trivia Use your best judgement when posting.</p>

<p>1.3 The Service - The listings, connections, jobs, sharing, hiring,&nbsp;messaging and notifications services provided by Fantasy Trivia are provided on an as-is basis and Fantasy Trivia cannot guarantee or predict deliverability due to various underlying factors, acts of god and all the major&nbsp;platforms that Fantasy Trivia&#39; operability depends on which are out of Fantasy Trivia&#39;s control. In addition, cell signals, wifi signals and networks can also have a major impact on the deliverability of the service, as well as messages and notifications.</p>

<p>1.4 Promotions &amp; Offers - Fantasy Trivia may at any time adjust, modify or change the terms of a published offer to be effective for any new members or participants or new promotional periods that have not occurred yet.</p>

<p>To be eligible for winning Trivia Challenges during this live BETA period, you must agree to provide Fantasy Trivia with a real (and actual) picture of yourself (headshot is recommended) and a real (and actual first name - that we reserve the right to request proof of) - and finally a social media page or account name. Note: We want to quickly establish that we are a real service and awarding real prizes. Any delay beyond 4 hours may result in the forfeiting of your winnings and/or prize and we will choose the 2nd place player as the Winner.</p>

<p>Fantasy Trivia reserves the right to transfer winnings (ie. funds / money) to member-winners via any such service that is a known and trusted payment service, such as, but not limited to Zelle, Venmo, Paypal, Cash App and Apple Cash.</p>

<p>NOTE: THE COMPLIMENTARY EQUITY SHARES PROMOTION IS EXPIRED, OVER AND NO LONGER AVAILABLE OR APPLICABLE. YOU MAY FIND IT DISPLAYED ON CERTAIN PAGES ON THE WEBSITE THAT WE HAVEN&#39;T REMOVED YET - IN WHICH CASE IT IS VOID AND WILL BE REMOVED. THANKS!</p>

<p>To be eligible for the Complimentary Equity Shares you have to sign up, verify your email, upload a real, actual picture of yourself or logo of your real businesses (DBA is fine) and do at least 1 free Trivia Challenge (which posts you to that Challenge&#39;s Leaderboard). re: We basically want you to just experience Fantasy Trivia.</p>

<p>Lifetime VIP Membership Promotions and all other FantasyTrivia Promotions&nbsp;include the 1,000 complimentary Equity Shares in any amounts of complimentary Equity Shares&nbsp;publicly published.&nbsp;</p>

<p>FantasyTrivia is not selling Equity. You agree&nbsp;that you are not purchasing Equity and that you have read these terms and are aware of that. You are simply purchasing real and actual services provided by the FantasyTrivia Platform at a time when FantasyTrivia is awarding complimentary Equity Shares and Ownership.</p>

<p>Only one person can claim complimentary Equity Shares. You are not permitted to create additional accounts for the purpose of claiming additional Equity Shares. You agree that if it&#39;s discovered you have done so that you immediately forfeit your Equity Shares associated with your Account(s).</p>

<p>You also agree that if you do create more than one account for legitimate purposes that you will contact FantasyTrivia and inform us so that we may adjust your displayed and recorded complimentary Equity Shares accordingly.</p>

<p>1.5 Cash-outs and Payouts - Cash-outs and Payouts may be subject to various transfer and/or withdrawal fees by the companies who own and operate the platforms we use for Cash-Outs and Payouts, as well as small convenience fees for Fantasy Trivia&#39;s handling and execution of such tasks. We will always publish publicly the current rates or convenience fees for Cash-Outs and Payouts (also referred to as Withdrawals).&nbsp;</p>

<p>The current minimum amount required to withdraw (or Cash-out) is $15 unless you are a paying monthly Fantasy Trivia Member (month-to-month, ie. pay-as-you-go) users also qualify. Promotional Funds are not permitted to be part of your withdrawable balance unless expressly permitted by Fantasy Trivia and in Fantasy Trivia&#39;s sole discretion.&nbsp;</p>

<p>1.6 Loading Funds - You agree to not charge-back any amounts that were loaded to Fantasy Trivia for the purposes of entering Trivia Challenge Contests. If you have a dispute or inquiry, please contact Fantasy Trivia first at payments@fantasytrivia.com or contact@fantasytrivia.com. If you do charge-back you agree to be liable for any related expenses and damages done to Fantasy Trivia&#39;s various payment accounts as a result, including losses Fantasy Trivia may have incurred from your charge-back itself. Loading Funds to Fantasy Trivia is considered a final sale and non-refundable.</p>

<p>1.7 Monthly Memberships, Pay-as-you-go Memberships and Promotional Offers - all Memberships are final sale and non-refundable.&nbsp;You agree to not charge-back any amounts that were paid for or subscribed&nbsp;to Fantasy Trivia for a Membership or Promotion.&nbsp;If you have a dispute or inquiry, please contact Fantasy Trivia first at payments@fantasytrivia.com or contact@fantasytrivia.com. If you do charge-back you agree to be liable for any related expenses and damages done to Fantasy Trivia&#39;s various payment accounts as a result, including losses Fantasy Trivia may have incurred from your charge-back itself.<br />
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You agree to check the Fantasy Trivia.com&nbsp;website and/or Fantasy Trivia Mobile Apps from time to time, as well as Fantasy Trivia&#39;s own notifications and alerts to find out such changes. You agree that Fantasy Trivia may adjust profit-shares due to unforseen mistakes on the website and/or mobile app.<br />
<br />
The Complimentary Equity, Reserve and/or Profit Shares promotion(s) requires that you must be actively opted-in to the Fantasy Trivia Newsletter (or subscribed to the website emails), which include&nbsp;general website (and Fantasy Trivia Mobile App)&nbsp;updates. You must also be opted-into the Fantasy Trivia Mobile App&#39;s&nbsp;push notifications in order to receive pertinent and important information about your reserve and/or profit shares that may affect the overall amount of outstanding shares. In addition, to be eligible you must also have a FantasyTrivia verified email, which means you&#39;ve clicked &quot;verify&quot; and/or clicked on the Verification link in one of FantasyTrivia&#39;s emails. Finally, you must also complete one example Trivia Set (a free set is acceptable) on the Fantasy Trivia Mobile App located on the Apple App Store.</p>

<p>If your subscription to the Fantasy Trivia Newsletter and General System Updates&nbsp;is inactive (or unsubscribed) for more than 2 consecutive months, Fantasy Trivia reserves the right to reclaim and redistribute your shares without notice. Reserve Shares that are converted to actual shares do not contain voting rights of any kind (ie. are non-voting shares). You agree that Fantasy Trivia may sell any portion of the company or enter into acquisition discussions and agree to acquisition without your consent or knowledge, as long as the purchase does not devalue the Face Value of your shares or current market value.&nbsp;</p>

<p>Fantasy Trivia requires a threshold of at least 1M actual and genuine (ie. human) Users to &quot;activate&quot; the $100M Prize Offer.&nbsp;</p>

<p>1.5 Referral Program for Referrals, Affiliates, Partners (herein referred to as &quot;Partners&quot;) - Our program is very simple. If you refer someone, you win 10% of whatever amount they win. Note: Your winnings, however, will not come directly from their winnings. (meaning you both win)</p>

<p>1.6 BETA Program - more coming soon</p>

<p>1.7 VIP / Partners Program - more coming soon<br />
&nbsp;</p>

<p><strong>2. Reservation of Rights</strong><br />
<br />
2.1 A license to use an App does not transfer to you any right, title or interest in or to any of Fantasy Trivia&nbsp; intellectual property rights or those of our suppliers or licensors. Such intellectual property rights include those on our Legal Notices page. The App has been licensed, not sold, to you. Other than the limited license granted, you have no other right, title or interest in the Service, Software or Documentation. Any rights not expressly granted to you are fully reserved by us and our suppliers or licensors, as applicable, and no such rights are conferred by estoppel, operation of law, implication or otherwise. Fantasy Trivia&nbsp; does not grant to you, any express or implied rights (whether by implication, estoppel or other legal theory) in or to any Intellectual Property (or the unauthorized use of the Intellectual Property) and all such rights are retained by Fantasy Trivia and its licensors. You shall not: (i) decompile, reverse engineer, disassemble, attempt to derive the source code of, or decrypt the App; (ii) make any modification, adaptation, improvement, enhancement, translation or derivative work from the App; (iv) remove, alter or obscure any proprietary notice (including any notice of copyright or trademark) of Fantasy Trivia or its affiliates, partners, suppliers or the licensors of the Services or otherwise obscure or modify the manner in which the Services are displayed by means of the App; (v) install, use or permit the App to exist on more than one Mobile Device at a time or on any other mobile device or computer, other than by means of your separate downloads of the App, each of which is subject to a separate license (this restriction however does not limit your right to reinstall the App on the specific Mobile Device for which it was downloaded); (vi) distribute or link the Services to multiple Mobile Devices or other services; (vii) make the Services available over a network or other environment permitting access or use by multiple Mobile Devices or users at the same time.</p>

<p>2.2 Portions of each App may subject to terms, rules, and notices provided on the Legal Notices page, including open source licenses, provided by Fantasy Trivia&#39;s licensors. Any licenses granted pursuant to this Mobile App End User Terms do not alter any rights and obligations you may have under such terms, rules, and notices. By using the App, you agree that you have read, understand and agree to be bound by such terms, rules, and notices on the Legal Notices page. The licensors listed in on the Legal Notices page are intended third-party beneficiaries of the applicable terms of this Mobile App End User Terms, and your acceptance of this Mobile App End User Terms means the licensors shall have the right to enforce this Mobile App End User Terms against you as a third-party beneficiary.</p>

<p>2.3 You may not use or otherwise export or re-export the Services or App except as authorized by United States law and the laws of the jurisdiction(s) in which any Service or the App was obtained. You represent and warrant that you are not (i) located in any country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a &quot;terrorist sponsoring&quot; country, or (ii) listed on any U.S. Government list of prohibited or restricted parties including the Treasury Department&#39;s list of Specially Designated Nationals or the U.S. Department of Commerce Denied Person&#39;s List or Entity List. You also agree that you will not use the Services or the App for any purposes prohibited by United States law.</p>

<p>2.4 The App and Website is &ldquo;commercial computer software&rdquo; or &ldquo;commercial computer software documentation&rdquo; as those terms are defined in 48 C.F.R.&nbsp;<a href="tel:252.227-7014" value="+12522277014">252.227-7014</a>(a)(1) (2007) and 252.227-7014(a)(5) (2007). The U.S. Government&rsquo;s rights with respect to the Software and Documentation are limited by this Agreement pursuant to FAR &sect; 12.212 (Computer Software) (1995) and 12.211 (Technical Data) (1995) and/or DFAR 227.7202-3, as applicable. As such, App is being licensed to the U.S. Government end users: (i) only as &ldquo;Commercial Items&rdquo; as that term is defined in FAR 2.101 generally and as incorporated in DFAR 212.102; and (ii) with only those limited rights as are granted to the public pursuant to this Agreement. Under no circumstance will the U.S. Government or its end users be granted any greater rights than we grant to other users, as provided for in this Agreement.</p>

<p><strong>3. Using Apps and Websites</strong><br />
<br />
3.1 Certain Fantasy Trivia Apps, Websites and Services possess voice recognition capabilities and, in conjunction with your Mobile Device and other third party applications, enable the creation and utilization of voice commands, content and feedback. Any audible input is User Generated Content and is also subject to the terms of our Privacy Policy and User Generated Content Guidelines. You hereby consent to Fantasy Trivia&#39;s right to record any such audible input in connection with your use of the App and Services and to use<br />
3.2 Fantasy Trivia has no obligation to maintain or support any App. Fantasy Trivia may, without further notice to you, periodically access your Mobile Device remotely to update, modify, add to or upgrade the App. In rare instances, such updates, modifications, additions or upgrades may cause data loss or other issues. You are solely responsible for regularly backing your data to prevent this from occurring.</p>

<p>3.3 You acknowledge and understand that certain Services or aspects of the App require and utilize phone service, data access or text messaging capability. Except as otherwise noted as part of the Services, Fantasy Trivia&nbsp; does not charge for the use of Services, but carrier rates for phone, data and text messaging may apply and you are responsible for any such charges.<br />
3.4 The functional use of the Services and App may be dependent on the data related to your geographic location and geopositional data, and you acknowledge and agree that your failure to provide (or make accessible) that data may limit the functionality of the Services and the App. Fantasy Trivia makes no warranty with respect to the accuracy of Services provided to you in reliance on location and geopositional data provided by you, the App or via your Mobile Device.</p>

<p>3.5 When using the Services and App, you shall: (i) observe all traffic laws and otherwise drive safely; (ii) use your good personal judgment while driving, and if you feel that any directions or route suggested by the Services or App instructs you to perform an unsafe or illegal maneuver, places you in an unsafe situation, or directs you into an area that you consider to be unsafe, then you will not follow such suggested directions or route; (iii) not input destinations, or otherwise interact with the App, unless your vehicle is stationary and legally parked; (iv) not use the Services for any illegal, unauthorized, unintended, unsafe, hazardous, or unlawful purposes, or in any manner inconsistent with this License; and (v) arrange all wireless devices and cables necessary for use of the Services or Mobile Device in a secure manner in your vehicle so that they will not interfere with your driving and will not prevent the operation of any safety device (such as an airbag).</p>

<p>3.6 Users may request to have their Account deleted at any time 7 days/week simply by email us at&nbsp;<a href="mailto:contact@chattrboxx.com?subject=ChattrBox%20App%20Email">contact@fantasytrivia.com</a>&nbsp;with your login email and login password.</p>

<p><strong>4. DISCLAIMERS</strong><br />
<br />
4.1 Fantasy Trivia makes no representation that any third party mobile device platform or service provider has endorsed the Services, and you should not rely on the availability of the App by means of any App catalog, storefront, or other means of downloading as an endorsement of the App, the Services or Fantasy Trivia generally. In no event shall any third party mobile device platform or service provider have any obligation to you whatsoever to furnish any maintenance and support services with respect to the App.</p>

<p>You also agree that the services, features, mobile apps and websites provided by Fantasy Trivia are not guaranteed to work properly or even be accessible 100% of the time and that you will not hold Fantasy Trivia liable for any such down times or denial of service.</p>

<p>4.2 THE LOCATION-BASED SERVICES ARE INTENDED ONLY AS FOR INDIVIDUAL USE AND SHOULD NOT BE USED OR RELIED ON AS AN EMERGENCY LOCATOR SYSTEM, USED WHILE DRIVING OR OPERATING VEHICLES, OR USED IN CONNECTION WITH ANY HAZARDOUS ENVIRONMENTS REQUIRING FAIL-SAFE PERFORMANCE, OR ANY OTHER APPLICATION IN WHICH THE FAILURE OR INACCURACY OF THAT APPLICATION OR THE APP OR SERVICES COULD LEAD DIRECTLY TO DEATH, PERSONAL INJURY, OR SEVERE PHYSICAL OR PROPERTY DAMAGE.</p>

<p>4.3 NEITHER Fantasy Trivia, NOR ANY OF ITS ASSOCIATED MOBILE DEVICE PLATFORM AND SERVICE PROVIDERS, WARRANTS THAT THE APP WILL BE COMPATIBLE OR INTEROPERABLE WITH YOUR MOBILE DEVICE OR ANY OTHER PIECE OF HARDWARE, SOFTWARE, EQUIPMENT OR DEVICE INSTALLED ON OR USED IN CONNECTION WITH YOUR MOBILE DEVICE. FURTHERMORE, YOU ACKNOWLEDGE THAT COMPATIBILITY AND INTEROPERABILITY PROBLEMS CAN CAUSE THE PERFORMANCE OF YOUR MOBILE DEVICE TO DIMINISH OR FAIL COMPLETELY, AND MAY RESULT IN PERMANENT DAMAGE TO YOUR MOBILE DEVICE, LOSS OF THE DATA LOCATED ON YOUR MOBILE DEVICE, AND CORRUPTION OF THE SOFTWARE AND FILES LOCATED ON YOUR MOBILE DEVICE. YOU ACKNOWLEDGE AND AGREE THAT YP AND ITS AFFILIATES, PARTNERS, SUPPLIERS, LICENSORS, AND ASSOCIATED MOBILE DEVICE PLATFORM AND SERVICE PROVIDERS SHALL HAVE NO LIABILITY TO YOU FOR ANY LOSSES SUFFERED RESULTING FROM OR ARISING IN CONNECTION WITH COMPATIBILITY OR INTEROPERABILITY PROBLEMS. THE USER, WHETHER AN INDIVIDUAL OR ADVERTISER, OF</p>

<h3><strong>5. Revisions to these Terms and Conditions (also referred to as Terms of Use)</strong></h3>

<p>We reserve the right to change these Terms and Conditions at any time.&nbsp; Please review the contents of these Terms and Conditions frequently, as the Company may amend them from time to time to reflect changes in its general rules and policies governing your use of the Website.&nbsp; Amendments will become effective when posted on the Website.&nbsp; The Company will not provide you with a notice of any change in these Terms and Conditions.&nbsp; It is your responsibility to monitor and review any updates to these Terms and Conditions.&nbsp; Your continued use of the Website, or online services provided by the Company, after such posting will be deemed your acceptance of these changes to these Terms and Conditions.&nbsp;&nbsp;</p>

<p>THE SERVICES ASSUMES ALL RESPONSIBILITY AND RISK FOR THE USE OF THE APP AND SERVICES GENERALLY.</p>

<p><b>Contact Us</b></p>

<p>Fantasy Trivia, LLC welcomes your questions or comments regarding the Terms:</p>

<p>Fantasy Trivia, LLC<br />
605 N. Michigan Ave.<br />
4th Floor<br />
Chicago, IL 60611</p>

<p>Email Address: contact@fantasytrivia.com</p>

<p>For more info, please feel free to contact us at&nbsp;<a href="mailto:contact@fantasytrivia.com?subject=ChattrBox%20App%20Email">contact@fantasytrivia.com</a></p>
